Premium payment gateway with competitive rates. Pay only for successful transactions.
per successful transaction
No setup fees. No monthly fees. Pay only for successful transactions.
per transaction
Process as many payments as you need
Full API access with comprehensive docs
Ready-to-use payment page option
Instant notifications for every transaction
Track all transactions and insights
Dedicated support team always available
Bank-level security and encryption
₦1,000
1% = ₦10 + ₦50
₦60
fee
₦5,000
1% = ₦50 + ₦50
₦100
fee
₦10,000
1% = ₦100 + ₦50
₦150
fee
₦50,000
1% = ₦500 + ₦50
₦550
fee
₦100,000
1% = ₦1,000 + ₦50
₦1,050
fee
No setup fees. No monthly fees. No hidden charges.
Transparent pricing with no surprises
Start accepting payments immediately with zero setup cost
No recurring charges. Pay only for what you use
Just 1% + ₦50 per successful transaction
Fees are calculated as 1% of the transaction amount plus a fixed ₦50 charge. For example, a ₦10,000 transaction costs ₦150 (1% = ₦100 + ₦50 = ₦150).
No hidden fees. The pricing is transparent - just 1% + ₦50 per successful transaction. No setup fees, no monthly fees, no annual fees.
Fees are deducted automatically from each successful transaction. You receive the remaining amount in your account balance.
No minimum transaction amount. However, for very small amounts, we recommend considering the fee structure to ensure profitability.
We support bank transfers from all major Nigerian banks. Payments are verified automatically through our intelligent system.
Join businesses using the finest payment gateway in Nigeria
Create Your AccountSee all FAQs including search for WordPress, API, and developer program topics.
CheckoutPay is a payment gateway built for Nigerian businesses that need to accept NGN online payments—especially bank transfers—with reliable matching, virtual accounts, and clear fees. It suits e-commerce, SaaS, services, events, and any merchant selling in Naira.
When a customer pays to your assigned virtual account or reference, CheckoutPay reconciles the incoming transfer against the open payment. Successful matches update order or invoice status and fire webhooks to your store or app automatically.
Pricing is transparent: typically 1% plus ₦50 per successful transaction with no setup or monthly fees on standard pay-as-you-go. See https://check-outnow.com/pricing for current rates.
Confirmed payments credit your CheckoutPay business balance according to your account rules and risk profile. You can withdraw to Nigerian bank accounts from the business dashboard when funds are available.
Merchants register a business profile and complete verification (KYC) as required for compliance. The platform is designed for legitimate Nigerian and Nigeria-facing businesses accepting local bank payments.
Your business dashboard can manage websites, API keys, and products under one verified business. For separate legal entities or accounting, create additional business accounts.
CheckoutPay focuses on affordable bank-transfer-first checkout, transparent fees, and tools like WhatsApp Wallet and a developer revenue-share program. The best choice depends on your stack, volume, and whether you need our specific integrations.
Create a business account at https://check-outnow.com/dashboard/register, complete verification, add your website or integration (API, WooCommerce plugin, or hosted checkout), and go live with production API keys.